Moravian Community Pooled Investments
THE COMMON FUND
Early Moravian settlers practiced faith and devotion to Christ by investing in the future and pooling their resources. They put their resources together into the community and took back only what they needed to live productively for Christ and their brothers and sisters. The Moravian Common Fund was built with the same spirit of community. Today you and others retain ownership of your assets while gaining a high-quality, low-cost investment solution that provides professional ongoing management.
By combining resources in the Common Fund, we are a larger investor and benefit from economies of scale, lowering total costs and
investment fees that would leave the church in a secular investing scenario. Those fees staying within the MMFA enable our foundation to provide our other services at no charge to individuals, churches, and agencies.
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view RECENT
PERFORMANCE REPORTS
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SEE COMMON FUND
PARTICIPANTS
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SEE OUR INVESTMENT
POLICY STATEMENT
About the Common Fund
Since 1998, the Common Fund has been a pooled investment and endowment management vehicle used by Moravians throughout North America. Pooled resources provide economies of scale, foster community by investing alongside our brothers and sisters in Christ, and offer the same opportunities typically available to larger investors.
The Common Fund is managed by staff and overseen by the MMFA Board of Trustees, and we have partnered with Graystone Consulting of Morgan Stanley.
There are a variety funds to choose from that range from stable investment strategies to more aggressive funds. We’ll discuss your mission and goals with you to determine the best strategies available to help you reach your objectives.
Moravian Common Fund
Investing Pools
GROWTH POOL
Capital appreciation with a 7 year + time horizon.
BALANCED POOL
Capital appreciation with a moderate income for a typical 5–7-year time horizon.
HYBRID POOL
Capital appreciation with a moderate-income level for a typical 5–7-year time horizon.
INCOME POOL
High current income, with a typical 2–4-year time horizon.
STABLE POOL
Short term cash equivalent pool with a time horizon less than one year.
Mission Aligned Investing
Environment, Social, and Governance (ESG)
We actively seek to make investments that are consistent with Moravian values, with screening and mindfulness for:
IMPROVING LIVES
INCLUSIVE WORKPLACES
CLIMATE / NATURAL RESOURCE SOLUTIONS
ESG Moderate Aggressive Pool
Capital appreciation with a 7 year + time horizon.
ESG Blended Pool
Capital appreciation with a moderate income for a typical 5-7 year time horizon.
Organization & Planning
The Moravian Ministries Foundation in America helps organize and simplify the work of ministry. Using structured and proven processes, we can help you discover, clarify and articulate your specific mission. We can help you understand the tools of philanthropy and the choices available to you. We can take care of the logistical and administrative work of:
- Setting up endowment funds
- Managing the accounting, performance monitoring, and reporting
- Establishing spending policies
- Contingency and succession planning
- Acting as trustees
- Due diligence for the entities that receive your gifts
- Compliance with laws and rules of endowments.
Features, Options & Fees
quarterly reports
In addition to the investment options,
the Common Fund provides quarterly investment reports on the performance and activity for each account within 30 days of quarter end.
distributions
Along with reporting, the Common Fund generates distributions on a schedule that meets the church’s/agency’s needs. The amount distributed can be a spending policy percentage or a fixed dollar amount. You can also choose to reinvest all earnings and not take a distribution.
Contributions & New Investments
Additions to current investments and the creation of new funds can occur at any time during the month. There is no need to wait until the end of the month or quarter to put the church’s/agency’s money to work. New or additional monies are invested withing five business days of receipt.
Fund Portal
Fund representatives and authorized parties will have access to common fund data in our online portal.
Governance
Besides helping churches and agencies better manage and invest their funds through the Common Fund, we help churches and agencies organize their permanent funds and endowments. A considerable amount of time is spent revising and developing by-laws that speak to the unique needs and interests of each church and agency. MMFA helps churches and agencies comply with restrictions imposed by donors, church councils, or church boards. If your church would like assistance with developing investment and endowment policies that work, please contact us.
